Handle an insurance complaint
Acknowledge, look into it and send a final response within eight weeks.
- Log the complaint with the date it came in
- Send a prompt written acknowledgement
- Read the file and speak to the account handler
- Check if the insurer caused the problem and pass it on if so
- Write the final response
- Include the Financial Ombudsman details and six month time limit. Most people forget this: Final responses without the Ombudsman details breach FCA complaint rules
- Approve the response (Compliance officer signs off)
- Record the root cause for the complaints report